2021 Best Credit Cards That PAY YOU BACK, in this video we bring back our friend Melvin Johnson of Maaj Capital to talk about the BEST personal credit cards to look into getting for 2021. Now with these credit cards, keep in mind, that these are NOT starter credit cards or secured cards. These credit cards are intended for people who have already established credit with good to excellent credit. When used correctly, credit cards can provide opportunities for cash back, travel rewards, and other rewards for using credit cards for everyday purchases. American Express, Chase, Amazon credit, and more, are exceptional companies with great rewards for those who use them correctly! 0:00 Intro 0:44 1st 2021 Best Credit Card 2:32 2nd 2021 Best Credit Card 3:50 3rd 2021 Best Credit Card 4:52 4th 2021 Best Credit Card 5:59 5th 2021 Best Credit Card 1. American Express Gold Card The American Express Gold Card is great for food, grocery shopping, restaurants, and food delivery apps like GrubHub or Door Dash. With the American Express Gold card, you’ll be looking at 4x points at supermarkets, 4x points at Restaurants (including take-out). $120 dining credit for select food services and restaurants. 2. Chase Freedom Unlimited Card The Chase Freedom Unlimited card is great for those looking to get rewards from traveling. This card is phenomenal because there are no annual fees. The Chase Freedom Unlimited card has a welcome bonus if you use $500 within the first 3 months, you’ll receive a $200 bonus. With 5% cashback on grocery store purchases, gives you great incentives to put that food on this card. And with a 0% APR for the first 18 months, the Chase Freedom Unlimited card is great if you are looking to possibly use it for a business expense or for your next house flip! Also, this card is great for travel because you will get 5% back when booking directly with the hotel/airline! 3. Amazon Credit Card The Amazon Credit card is great for those who LOVE to shop online. There is no annual fee AND a $100 gift card JUST FOR SIGNING UP! The Amazon Credit card will also provide 5% cashback on ALL Amazon purchases and 3% cashback at Whole Foods! And then 2% cashback on any purchase that goes onto the Amazon Credit Card. 4. American Express Blue Cash Prefered Card Now for those who are looking to get some points from the gas pump, the American Express Blue Cash Prefered card is meant for you. With this card, you will receive 3% cashback at the gas pump, AND on any rideshare, trains, or any kind of transit. There is an annual fee for this card, but the reward potential alone will offset that cost. 5. x1 Credit Card The x1 Credit Card should be used for everyday purchases, and the x1 Credit Card has high limits, higher than most other cards pending approval. One of the best things about the x1 Credit Card is that you can be approved without a hard inquiry on your credit report. So this gives you the chance to take a look at your potential approval amount and be able to decide whether you’ll take it or not without a hard pull. But keep in mind, once approved and accepted, x1 Credit Card will put the hard inquiry once an agreement is made.
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