ppp explained | The Kwak Brothers

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Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

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February 9, 2021

PPP: Everything you need to know & How to apply

PPP (The Paycheck Protection Program) has re-opened for most banks and lenders. This includes both the first round (1st Round) and the second round (2nd Round) Draws. In this video, I’m going to explain EVERYTHING you need to know about the PPP (paycheck protection program), what documents to prepare, and how to apply for the PPP. Enjoy! Thanks to Womply for working with us to provide amazing HELP when applying for the PPP! You can apply for the PPP with Womply here: https://www.womply.com/kwakbrothers?utm_source=kwakbrothers&utm_medium=marketing_email&utm_campaign=ppp&utm_content=leadgen Sign up For Gusto: https://gusto.com/d/samuel4386 Are you looking for the EIDL Explanation? Here is the video: https://www.youtube.com/watch?v=2qdtqjysmuw The PPP is a forgivable loan for small business owners, gig-workers, side-hustles, and independent contractors. The loan is ONLY forgivable if used for specific expenses outlined by the SBA. Those expenses could be: 1.) Payroll Cost (must be 60% of the expenses as part of the PPP forgiveness rules) 2.) Rent/Mortgage interest 3.) Utilities 4.) PPE (Personal Protection Equipment) 5.) Property Damage due to Civil Unrest in 2020 6.) Operating Expenditures 7.) Supplier Costs. In order to apply, you must simply fill out an application with a qualified Lender. I personally recommend Womply to help you apply for your next PPP loan: https://www.womply.com/kwakbrothers?utm_source=kwakbrothers&utm_medium=marketing_email&utm_campaign=ppp&utm_content=leadgen Documents you’ll need: 1.) Your Payroll Reports & Statements (12 months) 2.) 2 years of tax returns 3.) Quarterly Filing Reports 4.) Profit & Loss reports (2019 & 2020 ) -For 2nd Draws 5.) If you have an LLC or a Corporation, you’ll need; a. Articles of Incorporation OR Article of Organization b. EIN letter from the IRS c. Operating Agreement or the ByLaw for Corps. I’m also going to give you the full instruction & breakdown of the PPP application tutorial in this video!