affordable housing | The Kwak Brothers

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Pay Off Your Loan Or Invest? Know What’s Better For You

Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

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BREAKING! The Eviction Problem Just Got WORSE 😧

The eviction moratorium has completely expired and the US Supreme Court ruled against the CDC wanting to extend the moratorium. In addition to this, recently the Federal Unemployment Benefit also expired this week and the Biden Administration has no intention of bringing the unemployment benefit back as the economy is starting to open up.  https://www.youtube.com/watch?v=uaTUQruQjKQ In this video, I’m going to unpack what this all means and how real estate investors could potentially benefit from the eviction

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Older Posts

September 14, 2021

The Great Reset: How to FIGHT BACK…

The Great Reset: How to FIGHT BACK… We’ve been making content about the great reset since last year. Our goal was to make our viewers aware of the what the situation is and give you some practical, real-life policies that are being implemented right now. We made another video about fighting back against the great reset geared towards people in the investing world. But we really want to reach out to those who have expressed their concerns about the great reset who may not be investors or business owners, but your everyday person. So in this video, we talk about what YOU can do to fight back the against the great reset!
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August 18, 2021

The Great Reset | 3 Major Events Happening NOW

The Great Reset | 3 Major Events Happening NOW. There are some events happening RIGHT NOW that is playing right into the Great Reset plan. If you take a look at some government policies that have been rolled out in California recently, you’ll start to see the writings on the wall. Also, for the last year and some change, we have been under a mandate from a government organization halting all evictions. Not only that, we are seeing CRAZY things happen in the housing market currently. So in this video, I’m going to address these 3 major events that I feel are contributing to the Great Reset!
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June 22, 2021

Housing Market 2021: The Truth Behind the Housing Shortage

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February 9, 2021

Housing Crisis 2021 👉THE PROACTIVE SOLUTION 👈

Housing Crisis After COVID 👉THE PROACTIVE SOLUTION 👈. In this video I provide the SOLUTION to the housing crisis that we are facing in 2020. There is potential for a huge housing crisis after COVID, with the eviction moratorium being extended and President Biden giving a $15K credit to new home buyers. So I breakdown and unpack what exactly the SOLUTION should be, from someone with years of experience as a real estate investor. We have already had an ongoing affordable housing crisis, but COVID has accelerated the housing crisis which will be a huge factor in 2021. In a previous video I made about what the new Presidential Administration is doing to help out the housing market, and I addressed the issues that would become of the Biden Administration’s plan of action. You can find that video here: https://youtu.be/Ia-v9yEyEQI 0:00 Intro 1:17 Housing Crisis 2021 recap 3:57 My solution to the housing crisis 2021 4:08 My answer to the eviction moratorium 7:45 My answer to the $15k credit for new homebuyers 15:12 Closing thoughts on the housing crisis 2021 Real Estate 2021 is an interesting landscape, perhaps one we have never seen before. And with a new President, we may see some changes that can negatively effect an already unique situation. President Biden introduced an extension on the eviction moratorium until September 2021 and also introduced a $15k credit for new homebuyers. There has been an existing housing crisis in America for sometime and COVID accelerated that issue. When the pandemic hit, many executive orders and congressional laws were signed into place for when we had the nationwide lockdown. But these excessive programs have negatively effected real estate investors and could potentially crash the housing market. Many landlords do not have the resources as some of these big commercial real estate investors or banks. And in America, most of multi-family real estate investments are held by local investors. And unfortunately, these local real estate investors do not have the means of paying their debt service without their tenants paying the bills. Many tenants have stopped paying rent which causes a housing crisis because these local investors do not have the capability of paying their mortgages without their tenants paying the rent. This leads to a housing crisis because some people are taking advantage of the eviction moratorium and NOT paying their rent. And then from a home buyer stand point, a $15k credit towards a new home DOES NOT fix the credit worthiness of the borrower. We are in a housing bubble and I’m sure within time it will pop and all these folks with that had a $15k credit for buying their new homes, may not even be able to afford their home. We are looking at a potentially even BIGGER affordable housing crisis if we DO NOT address this issue the correct way. We can’t just keep printing money and throwing it at things like a Band-Aid, we need a proactive solution.
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