COVID Relief explained | The Kwak Brothers

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Pay Off Your Loan Or Invest? Know What’s Better For You

Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

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BREAKING! The Eviction Problem Just Got WORSE 😧

The eviction moratorium has completely expired and the US Supreme Court ruled against the CDC wanting to extend the moratorium. In addition to this, recently the Federal Unemployment Benefit also expired this week and the Biden Administration has no intention of bringing the unemployment benefit back as the economy is starting to open up.  https://www.youtube.com/watch?v=uaTUQruQjKQ In this video, I’m going to unpack what this all means and how real estate investors could potentially benefit from the eviction

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January 4, 2021

Second Stimulus – House Passes | Full Details Revealed & Explained

Alright everybody, the House JUST passed the Covid Relief / Second Stimulus Bill and we’re pretty much waiting on the Senate to vote on it. It still needs a Senate vote and the President to sign the bill for this to go in effect. The FULL text has been released. The Covid Relief and second stimulus bill is actually part of a larger omnibus government spending bill. a total of ~5500 pages! The actual bill starts at Division M. Full Text is Released CORONAVIRUS RESPONSE AND RELIEF SUPPLEMENTAL APPROPRIATIONS ACT, 2021 https://rules.house.gov/sites/democrats.rules.house.gov/files/BILLS-116HR133SA-RCP-116-68.pdf Starts at Page: 1823 Last night, the one-day stopgap measure has been passed – AKA a continuing resolution. What’s Inside the Bill So Far: 1. $600 per adult and qualifying children. (Page 1966) Steve Mnuchin says that the checks can be sent out as early as next week! 2. $300/ a week Unemployment Benefit up to 11 weeks. CARES Act was $600 a week, (Page 1934) 3. Tax Credit to support employers offering paid sick leave which grants employees 2 weeks of sick leave related to COVID-19 at full pay. 4. $25 Billion in emergency rental assistance and an extension of eviction moratorium. The current legislature extended this to Jan 31. 5. No mention of Student Loan Forbearance – but the latest legislature also shifted the forbearance expiration from Dec 31 to Jan 31 2021. 6. 15% boost in the SNAP Benefits program. 7. No State & Local Government Funding 8. $10Bil for Child Care and Development Block Grant (Page 1826) 9. Funding For Education: $81.8 Billion – Avaialble through September 30, 2022 10. Paycheck Protection Program & EIDL (Page 2009 a. PPP Loans Which are Forgiven Will Be Deductible (2) no deduction shall be denied or reduced, no tax attribute shall be reduced, and no basis increase shall be denied, by reason of the exclusion from gross income provided by paragraph b. Also, PPP Loan recepients must show that they lost 30% of gross revenue during the same quarter in 2019. c. EIDL Program has been updated to be stricter and targetted: ($20 Bil) (Page 2184) – Mention of the free $1,000 to $10,000 EIDL grant but with changes (Page 2191) – No more than 25 employees – Suffered an economic loss of not less than 30 percent unless you’re an agricultural enterprise. – located in a low-income community (IRS Code 45D(e) 1986 Code 10. Grants for Shuttered Venue Operators (Pg. 2124) Funding for theatres, live venue operators, motion picture theatre. $2 Bil Grants made available. No more than 50 full time employees. Source; https://www.usatoday.com/story/money/2020/12/20/stimulus-checks-unemployment-benefits-economy-covid-relief-package/3921356001/ https://www.forbes.com/sites/alangassman/2020/12/19/new-ppp-and-eidl-loan-advances-and-changes-under-proposed-act/?sh=60ce599ada96
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