how to apply for eidl | The Kwak Brothers

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Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

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February 9, 2021

EIDL Grant… Beware of these Scams

With the return of the EIDL Grant and EIDL Loan programs, a new surge of scammers has returned to prey on business owners! So, in this video, I’m going to give you some signs to watch out for so that you don’t fall into the hands of the scammers. I’m also going share how you can get legitimate help when applying for the EIDL Grant and the EIDL Loan Program. Explanation of the EIDL Loan Program: https://youtu.be/2qdtqjysmuw 1:31 False Representation of SBA. Very often, you’ll see social media profiles or even youtube channels with a picture of the SBA logo. Pretending to be the SBA soliciting for help. Be VERY careful as these social media profiles might be scammers looking to scam you. 2:33 Asking Sensitive Information over the phone. If the person on the phone is asking for your full social security number, EIN, address, or any other information that they can identify you with, hang up the phone. Again, these scammers may pretend to be with the SBA to obtain information from you. 3:24 Asking for an Up-front Fee 4:23 Suggesting that you should Lie or Skew the numbers 5:05 Make Sure You’re on the Right Website If you see any other website links (especially ones that are not secured – not HTTPS), chances are, they are NOT the SBA. 6:00 Practicing law or giving you tax advice If your “helper” is giving you tax or legal advice without actually being a licensed professional. (i.e. making you create an LLC and a corporation) 6:58 If you smell something shady… speak up! Get a second opinion on the process. Okay! So Here’s how you get real help for your SBA EIDL application or even your PPP application., 8:02 Talk to a local licensed professional This could be your attorney, accountant, bookkeeper, or a financial counselor that can actually represent you because they are licensed to do so. If you are a business, you should already have an accountant or an attorney that can help you with the EIDL application. 9:09 Review Your Application before Submitting Before submitting your application, be sure that YOU review them and make sure that all information is truthful, accurate, verifiable. 9:32 Fees are disclosed before you sign up Fees should be paid upon successful application. It’s okay that some attorneys charge you a small retainer upfront. 9:54 Your Professionals Need to Protect You If you ever share your private information such as credit information, your licensed professionals should understand that there are laws set in place to protect your information. Some laws also suggest that your private information be deleted after a certain period of time. 10:38 Don’t be afraid to ask any questions…
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