how to apply for rental assistance | The Kwak Brothers

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Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

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February 9, 2021

Rental Assistance | Explained & How to be first in line

  If you’re a tenant, a landlord. or even a property manager – The COVID Relief package has finally passed a few days ago which includes $25 billion of funding towards rental assistance, In this video, I’m going to break down what you have to do get rental assistance and how you qualify in a super easy to understand break down. As a landlord myself and a tenant – this is a HUGE break that all tenants and landlords were waiting for. So again, if you’re a tenant – share this with your landlord. If you’re a landlord or a property manager, this is going to help your tenants so please watch very carefully. Also, share this video with your friends and family who need help with rental assistance. Also with the $25 billion dollars funding towards rental assistance, the eviction moratorium has been extended to January 31st, 2021. So here’s how this works… The funds will be disbursed to the local and state housing agencies which then will begin administering the rental relief payments to the landlords or to the tenants. Now… how fast you can get rental assistance ultimately depends on your local and state government. In states like New York and California, they already have the infrastructure in place to start disbursing the payments. So I imagine that these states will start releasing the rental assistance first. But here’s what I’m going to suggest if you want to be in front of the line or at least close to being first to receive the assistance. Now whether you’re a tenant, landlord, or a property management company, here’s a very GOOD suggestion from our good friend over at MeetKevin. Start gathering records like your lease, any contracts, put together a list of all the months you’ve missed rent, any late fees, late utility payments, statements, and all the bills related to your housing. As far as who gets the money, the landlord and the utility companies can be paid directly by the state and the local government but… the application has to be signed off by the tenant. So the money ultimately goes to the landlord. If the landlord refuses to take the aid, the one tenant can apply and receive the funds. Okay, so now that we got that one out of the way, the question remains… Who qualifies? So here it is… Tenants are eligible for the rental assistance program if their household income is below 80% of the area median income. And it also applies to other household members of the tenants that live there that someone living there that Has qualified for unemployment benefits, has lost part of their income or has experienced financial hardship because of Covid-19, or ultimately … Can show that they are at risk of losing their home. Gather all the documents from the unemployment benefits and find proof that you’ve lost your job or your income because of COVID-19. So right now, there’s no centralized place where you go to apply for this… You’ll need to contact your local or state government’s housing services to get the latest information and application to apply.
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