no eidl grant | The Kwak Brothers

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Pay Off Your Loan Or Invest? Know What’s Better For You

Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

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BREAKING! The Eviction Problem Just Got WORSE 😧

The eviction moratorium has completely expired and the US Supreme Court ruled against the CDC wanting to extend the moratorium. In addition to this, recently the Federal Unemployment Benefit also expired this week and the Biden Administration has no intention of bringing the unemployment benefit back as the economy is starting to open up.  https://www.youtube.com/watch?v=uaTUQruQjKQ In this video, I’m going to unpack what this all means and how real estate investors could potentially benefit from the eviction

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January 4, 2021

EIDL Grant: FREE $10,000 Grant | BIG changes explained…

EIDL Grant: Will We See The Return of FREE $10,00 Grant? The EIDL loan and grant were part of the CARES Act back in March. The EIDL provided business owners with a Free $10,000 grant and loans to small businesses to help with loss wages from the pandemic. Just recently, with the new stimulus package that has been making it way through Congress, the EIDL was re-introduced providing more relief to business owners. In this video I am going to breakdown exactly what has changed and the new provisions that have been implemented into the bill. Will the FREE $10,000 Grant return? Or will it only be the loan? Stay tuned to find out… Full Text of the Bill: https://rules.house.gov/sites/democrats.rules.house.gov/files/BILLS-116HR133SA-RCP-116-68.pdf EIDL Starts At Page 2184 (Sec 331) 0:00 Intro 1:25 EIDL grant/loan overview 3:00 Where to find the EIDL information 3:16 EIDL Changes 6:00 Free $10,000 grant EIDL? 8:40 EIDL loan application tutorial Application for the EIDL Loan: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/economic-injury-disaster-loans The two new provisions within the EIDL program have added extra funding for businesses that were in lower poverty areas and if your businesses has had a 30% drop in revenue from 2019. Also on top of that, the EIDL has been more strict on who can take a loan, there was several cases of fraud during the first round of EIDL grants and the SBA does not want to make that same mistake. Also in this video I take you step by step throughout the application process so you know EXACTLY what needs to be filled out and you don’t want to exaggerate or lie on this application. Reason being, the SBA will come down hard on those who are fraudulently borrowing money from the government, and as we all know, the government will ALWAYS get their money back. This round of EIDL funding is really focused on farmers and those with an actual business entity. This time, I believe you need to prove all of these qualifications throughout the application process. Just as a reminder, if you take the EIDL loan, you must agree to several stringent terms that the SBA has set forth in order to lend to small businesses. The SBA reserves the right to audit you at any time and if there is any sort of default, the SBA will confiscate assets as collateral. As for the grant, that is yours to keep, no need to repay as it is a grant. When I applied for the EIDL last round and saw the terms of the loan, I didn’t take it for my business. Also keep in the mind the EIDL loan is geared towards expenses, and NOT purchasing new things for your business. So if you had existing debt service for inventory, rent, or many other expenses, you are allowed to use the funds for that, but if you are paying a mortgage as part of your business, you CAN NOT pay it off with the EIDL loan.
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