renters | The Kwak Brothers

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Pay Off Your Loan Or Invest? Know What’s Better For You

Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

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BREAKING! The Eviction Problem Just Got WORSE 😧

The eviction moratorium has completely expired and the US Supreme Court ruled against the CDC wanting to extend the moratorium. In addition to this, recently the Federal Unemployment Benefit also expired this week and the Biden Administration has no intention of bringing the unemployment benefit back as the economy is starting to open up.  https://www.youtube.com/watch?v=uaTUQruQjKQ In this video, I’m going to unpack what this all means and how real estate investors could potentially benefit from the eviction

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September 8, 2020

CDC Eviction Moratorium EXPLAINED (eviction moratorium)

CDC Eviction Moratorium EXPLAINED (eviction moratorium) Is the rent canceled for the rest of the year? In this video were going to dig into the CDC eviction moratorium that was signed by President Trump. This memorandum was signed last week under the authority from the center for disease control (CDC). There has been previously a eviction moratorium from the stimulus packages that were signed back in March. But many of those eviction moratoriums and mortgage forbearance have expired or a set to expire. So under the authority of the CDC, President Trump signed a indefinite eviction moratorium until the end of the year. This may cause some issues within the real estate investing world between landlord and tenant, and the issues go both ways when it comes to the eviction moratorium. So in this video I am going to completely breakdown the cdc eviction moratorium, what to do as a landlord, and what to do to be a good tenant. Link to the CDC eviction moratorium letter template: https://www.cdc.gov/coronavirus/2019-ncov/downloads/declaration-form.pdf #cancelrent #evictionmoratorium #cdc In regards to the CDC eviction moratorium that President Trump signed into law, the eviction moratorium has some prerequisites when it comes to qualifying for the eviction moratorium. In order to qualify for the eviction moratorium, tenants must have taken advantage of the government programs that have already be signed into law to qualify for the eviction moratorium. There is also income requirements for the cdc eviction moratorium signed into law by President Trump. If you are single making $99k or less, you qualify for the eviction moratorium. Also if you are married, filing jointly, making less than $198k, you qualify for the cdc eviction moratorium. So if you make over that income, be sure to pay your rent as a tenant because you still may face eviction. BUT if you are a tenant and have made every effort to pay your landlord, you may still qualify for the eviction moratorium. If an eviction may cause you to go homeless, the cdc eviction moratorium covers you because if you DO become homeless because of being evicted by your landlord, you could catch/spread the COVID-19 virus. OR if you are evicted and have to live in cramped spaces, that may cause the spread of COVID-19, you will be covered in the eviction moratorium. My biggest suggestion for landlord and tenants in regard to the eviction moratorium, work with each other to come up with a solution. It will prevent the headaches and cost of court proceedings.
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