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Pay Off Your Loan Or Invest? Know What’s Better For You

Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

Elementor #11260

BREAKING! The Eviction Problem Just Got WORSE 😧

The eviction moratorium has completely expired and the US Supreme Court ruled against the CDC wanting to extend the moratorium. In addition to this, recently the Federal Unemployment Benefit also expired this week and the Biden Administration has no intention of bringing the unemployment benefit back as the economy is starting to open up. https://www.youtube.com/watch?v=uaTUQruQjKQ In this video, I’m going to unpack what this all means and how real estate investors could potentially benefit from the eviction

Housing Market… being destroyed by the Stimulus?

Housing Market… With the second stimulus bill moving quickly through the government and it looks like everyone will be getting, at least, $600 check from the stimulus package. But what does the stimulus package mean outside of free money? What does this mean for our economy? And most importantly, how will it affect the housing market? In this video, I will be giving you my take on the whole ordeal and what the future will be looking like for generations to come. Email Us: [email protected] Article: Evictions loom for as many as 20 million Americans who are behind on rent. That’s about the population of Florida. http://businessinsider.com/millions-of-americans-are-behind-on-rent-risk-of-eviction-2020-12#:~:text=Up%20to%2020%20million%20Americans,rent%2C%20risk%20eviction%20-%20Business%20Insider&text=The%20word%20%22Insider%22.&text=A%20leading-edge%20research%20firm%20focused%20on%20digital%20transformation 0:00 Intro 1:05 The cost of the stimulus 3:00 Where does stimulus money come from? 4:10 How does this affect the housing market? 6:43 My initial thoughts on the stimulus 9:33 Data points to my argument 11:32 The Kwak Brothers giveaway With the stimulus looking like it will be signed into law here in the next few days, pending Senate approval, many ask the question, “who’s paying for this?”. Obviously, it’s not President Trump himself, but The Federal Reserve has a lot to do with it, but have you thought about, ourselves? YES! But not you and I, more like, our grandchildren. And the effect of the massive government spending in 2020, will be seen in the Social Security Fund. Many times when the government borrows money for social programs, it literally is being borrowed from the taxpayers without consent. And with the Fed’s balance sheet getting bigger by the month, it’s sitting at almost $7 Trillion dollars, and if this stimulus passes, it’ll add even more! So how is this connected to the real estate market? Well, it takes people to buy homes in the real estate market. Meet Kevin’s Most Recent Stimulus Update https://www.youtube.com/watch?v=qsXRnZuMdz4 Clear Value Tax’s Recent Stimulus Update https://www.youtube.com/watch?v=7HAJXGwLHsI Stephan Gardner Stimulus Check & Stimulus Package Update | $2000 increase pass in the House of Representatives https://www.youtube.com/watch?v=6ZFas9mDJuM

January 4, 2021

Second Stimulus – House Passes | Full Details Revealed & Explained

Alright everybody, the House JUST passed the Covid Relief / Second Stimulus Bill and we’re pretty much waiting on the Senate to vote on it. It still needs a Senate vote and the President to sign the bill for this to go in effect. The FULL text has been released. The Covid Relief and second stimulus bill is actually part of a larger omnibus government spending bill. a total of ~5500 pages! The actual bill starts at Division M. Full Text is Released CORONAVIRUS RESPONSE AND RELIEF SUPPLEMENTAL APPROPRIATIONS ACT, 2021 https://rules.house.gov/sites/democrats.rules.house.gov/files/BILLS-116HR133SA-RCP-116-68.pdf Starts at Page: 1823 Last night, the one-day stopgap measure has been passed – AKA a continuing resolution. What’s Inside the Bill So Far: 1. $600 per adult and qualifying children. (Page 1966) Steve Mnuchin says that the checks can be sent out as early as next week! 2. $300/ a week Unemployment Benefit up to 11 weeks. CARES Act was $600 a week, (Page 1934) 3. Tax Credit to support employers offering paid sick leave which grants employees 2 weeks of sick leave related to COVID-19 at full pay. 4. $25 Billion in emergency rental assistance and an extension of eviction moratorium. The current legislature extended this to Jan 31. 5. No mention of Student Loan Forbearance – but the latest legislature also shifted the forbearance expiration from Dec 31 to Jan 31 2021. 6. 15% boost in the SNAP Benefits program. 7. No State & Local Government Funding 8. $10Bil for Child Care and Development Block Grant (Page 1826) 9. Funding For Education: $81.8 Billion – Avaialble through September 30, 2022 10. Paycheck Protection Program & EIDL (Page 2009 a. PPP Loans Which are Forgiven Will Be Deductible (2) no deduction shall be denied or reduced, no tax attribute shall be reduced, and no basis increase shall be denied, by reason of the exclusion from gross income provided by paragraph b. Also, PPP Loan recepients must show that they lost 30% of gross revenue during the same quarter in 2019. c. EIDL Program has been updated to be stricter and targetted: ($20 Bil) (Page 2184) – Mention of the free $1,000 to $10,000 EIDL grant but with changes (Page 2191) – No more than 25 employees – Suffered an economic loss of not less than 30 percent unless you’re an agricultural enterprise. – located in a low-income community (IRS Code 45D(e) 1986 Code 10. Grants for Shuttered Venue Operators (Pg. 2124) Funding for theatres, live venue operators, motion picture theatre. $2 Bil Grants made available. No more than 50 full time employees. Source; https://www.usatoday.com/story/money/2020/12/20/stimulus-checks-unemployment-benefits-economy-covid-relief-package/3921356001/ https://www.forbes.com/sites/alangassman/2020/12/19/new-ppp-and-eidl-loan-advances-and-changes-under-proposed-act/?sh=60ce599ada96

January 4, 2021

$600 Stimulus check – It’s Coming… (might be $2000)

Second Stimulus – $600 Stimulus Check Coming… Just 1 hour ago, the key negotiators from the Democrat and the Republican sides have finally reached a deal on the ~$900 billion dollar COVID Relief bill (stimulus bill). Now, the bill has not been passed just yet but it is scheduled for a vote tomorrow (12/21/2020) on both the House and Senate floor. Right now, both chambers have to pass a stopgap measure to prevent a government shutdown by midnight EST. 12/28/2020 Update – This Bill has been signed by President Trump on 12/27/2020. A possible amendment to the bill may come where the congress may vote to change the $600 stimulus check to $2000. More updates coming soon. Here’s what we know so far… 1. COVID Relief Bill text is not available just yet. ( I will update this once the text has been released) 2. $600 per adult and child. (No specifics on age restrictions and income requirements) 3. Another round of 9-12 weeks of Unemployment insurance payment will be made available. ($300 a week) 4. Funding for Small Business Owners included 5. MAJOR funding for vaccine distributions, schools, and more! The BEST part about this news is that both the Democrats and the Republicans have finally come together to agree on something! *(FINALLY)* I would personally like to see more of this unity in our country! I will create more videos as details come to pass…

September 14, 2020

Stimulus Check Update | NEW Bipartisan Congress Stimulus Bill In The Works (stimulus)

Stimulus Check Update | NEW Bipartisan Stimulus Bill In The Works (stimulus) The house of representatives is back in session starting today and we can possibly see a new stimulus bill. There is also word that part of the stimulus is all payroll tax deferral COULD be forgave that was part of President Trump’s executive order. When the house of representatives went back into session today, there were talks of a NEW stimulus bill that would be made up of a team with equal Democrats & Republicans to come up with a bipartisan stimulus bill. The previous Republican skinny bill that was introduced at the beginning of their session was shot down and Nancy Pelosi has refused to accept ANY Republican bill. And just recently, 117 Democrats in the house of representatives, wrote an open letter to Nancy Pelosi URGING her to work with Republicans to come to an agreement for a stimulus bill. Again she decided to NOT take their advice and has said NO to anything that Republicans have introduced as far as a stimulus bill. 0:00 Intro 0:25 House of representatives back in session 0:49 Recap of stimulus news in recent days 1:20 Republican & Democrat committee 2:55 If there is NO progress in Congress 3:40 Payroll Tax Deferral The problem solver caucus is made up of both Democrat and Republican lawmakers to come up with a bipartisan bill that will hopefully pass the house of representatives. It is very possible that within this bill we will see a stimulus check of $1200, an extension of unemployment benefits, and many other stimulus items that have been a part of previous stimulus bills in the past. The stimulus bill would possibly be a little of a trillion dollars which is a little more that what Republican lawmakers wanted to see the stimulus bill be at as far as cost goes and far less then what Democrats want to see in a stimulus bill. If there is no forward progress on this stimulus bill, President Trump has again expressed his intention with using his executive powers to enact any of these stimulus programs. But before we even get to that, we are hoping that the house of representatives will come up with a fair stimulus bill before President Trump has to go that route. There is another new bill that is looking to be passed that will have forgiveness of the payroll tax deferral program signed by President Trump. Many private businesses have opted out of the payroll tax deferral because of the uncertainty in the bill and their employees may have to pay it back next year.

September 10, 2020

Second Stimulus Check Update | NEW Stimulus Details Released (unemployment)

Second Stimulus Check Update | NEW Stimulus Details Released (unemployment) Welcome back to your second stimulus check update for September 9, 2020. 0:00 Intro 0:20 Senate Republican Skinny Bill 0:46 Unemployment Benefit Update 2:00 Paycheck Protection Program Round 2 3:22 Liability Protection Update 4:39 Mortgage forbearance update Safe to Work Act has just been proposed by Senate Republicans which totals $300 Billion. The unemployment benefit of $300/week will be increased ON TOP of the FEMA funded unemployment signed by President Trump. Now, if this unemployment benefit is passed, it will backdate payments going back to the expiration of the cares act unemployment. So that means that the unemployment payments will be back paid from August until the end of the year in addition to the FEMA unemployment benefit. So for 5-6 weeks, the unemployment benefit will be back at $600/week once the FEMA unemployment expires, it will be $300/week until the end of the year. Paycheck Protection Program Round 2 The PPP loan was made for businesses that lost a big amount of revenue, and potentially the ppp loan forgiveness could be applied. In this second stimulus check update, the ppp loan has been extended for businesses that have lost because of rioting. And the ppp loan will cover the expenses for sanitization for your place of business. ALSO the ppp loan forgiveness will be streamlined in order to make the ppp loan forgiveness easier. Liability Protection Update: New updates if you want to sue your employer if you contracted COVID-19 at your place of work. You must know every location and know each person you interacted with, in 14 days of onset symptoms. Second Stimulus Check Update: There is no indication in this bill for a second stimulus check. My speculation is that it will be within the larger stimulus package that the senate will be voting on before the end of the session. Congress and President Trump agree that there needs to be a second stimulus check for the American people. Many reports recently point towards how the stimulus check has increased revenue during the pandemic. So a second stimulus check will be very helpful to American families that may be in dire need of a second stimulus check. But we will have to see if Congress & President Trump can come to an agreement for a second stimulus check. This has been your second stimulus check update! Thanks for watching 0-75 Units In One Year: https://0to75units.com/book-order1587970091604

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