social democracy | The Kwak Brothers

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Pay Off Your Loan Or Invest? Know What’s Better For You

Time and time again, I see people choosing to focus either a mortgage or an investment but not both at the same time. But which option is better to start with? In this article, I will show you how you can invest AND pay off your mortgage without the diminishing effects of either process. I want to show you that it’s possible to pay off your mortgage and invest simultaneously. More often than not, such a decision often depends on your financial situation. While many people believe that paying off money is best since it saves on your interest payments, others may want to invest their extra

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BREAKING! The Eviction Problem Just Got WORSE 😧

The eviction moratorium has completely expired and the US Supreme Court ruled against the CDC wanting to extend the moratorium. In addition to this, recently the Federal Unemployment Benefit also expired this week and the Biden Administration has no intention of bringing the unemployment benefit back as the economy is starting to open up.  https://www.youtube.com/watch?v=uaTUQruQjKQ In this video, I’m going to unpack what this all means and how real estate investors could potentially benefit from the eviction

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November 18, 2020

Housing Market: What Robert Kiyosaki Just Said (Socialism In America)

Housing Market: What Robert Kiyosaki just said about Socialism in America. With recent events unfolding with the 2020 Presidential election, the current President-elect, Joe Biden and his Vice-President, Kamala Harris, have ties to the far-left, specially Democratic Socialism. I was recently listening to Patrick Bet-David’s podcast with Robert Kiyosaki, and the Rich Dad Poor Dad author was very concerned with the election outcome (not because Trump is his friend). Robert Kiyosaki is VERY concerned with the US turning into a socialist country, but even in his own words, it gets worse, to full blown communism. In this video I talk about what the housing market is like currently and how much it would change if the US moved into a Socialist/Communist style of Government. Original Podcast Link: https://www.youtube.com/watch?v=qynOiYsbYJU When Robert Kiyosaki flat out said, we are moving to a Socialist style of government in America, I felt like this needed to be addressed. Especially in the Housing Market, because as we all know, in Socialism, nothing is owned by a person, but a governing body. So that brings up the question what exactly would happen to the housing market in a Socialist style of government? Well the first thing I can tell you is that we currently HAVE socialist style programs implemented in our economy. For the housing market, it’s called Section-8, it’s where the government puts up 75% of monthly rent for folks who qualify. Has the program worked? I’m not completely sure, but just listen to what I have to say about the New York section-8 program and let me know if it has worked out or not. Socialism in America is a growing idea among many people in my age group. But what they fail to understand about Socialism in America is, the work that goes INTO being a landlord and managing a property. For example, go to a DMV, you see not everything is great, it takes forever, facilities are never upkept, and lets be honest, they DON’T hire the nicest people. But if the DMV was a privately owned establishment, it might be a different story. And that’s the same as for housing. Generally, landlords want to make sure their tenants have everything they need and fixed in the timely manner. Now do you think the government has enough man power and money to get what you need fixed in your apartment ASAP? Government work is slow work. A Landlord on top of taking care of tenants, is putting their financial well being at risk. Landlords take out huge loans and are liable for anything that happens to the residence.